Desmond Lin

8th April, 2015

Senior Advisor- HD Bank Board of Directors

Vice Chairman- How Yu Construction and Development Group

Independent Board Director- DreamHouse Saigon Investment Group (Listed code: DRH)

Inspection Board Member- Phu My Bridge Investment Company Board

Former Managing Director- Saigon Asset Management, Real Estate Investments

Former Managing Director- GrandFord Venture Capital, an investment fund based in Vietnam and Taiwan

Former CEO- Momentum Information Technology Vietnam, a service provider for core banking and payment systems

Former Deputy General Director at various landmark projects and joint ventures in Vietnam including the Legend Hotel, Saigon Riverside Office Building, Hai Thanh Kotobuki, FeiYei and Dat Viet

Senior management positions at Hallyard Resort, Peito and WuLai Taiwan, and How Yu Construction Corporation

Over 17 years of on-the-ground experience in Vietnam

MBA, University of Southern California

BS in Finance, University of Oregon

Fluent in English, Cantonese, Mandarin, and Vietnamese